Filing an Insurance Claim

Free Hail & Wind Damage Insurance Claim Assistance

Hate handling insurance claims? Room 2 Roof offers Free Insurance Claim Assistance. We will handle the entire claim process and make sure that all of your damages are paid for at Fair market contractor prices !

  • Free insurance claim assistance for hail & wind damage claims.
  • Guaranteed roof replacement for insurance company estimate.
  • Complimentary roof analysis prior to you filing a claim.
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Questions? We’ve got answers

Do I have to pay Room 2 Roof for their insurance claim assistance?

NO! We will assist you with your claim from start to finish for free! Our Free insurance claim assistance program is a complimentary service we provide to all of our storm damage restoration customers. The same reason you need insurance claim assistance from our storm restoration team is the same reason you would hire a lawyer to represent you for a personal injury lawsuit. Though we may not be lawyers we know how to state your case to the insurance adjuster because many on our staff were former insurance adjusters and let’s face it: “Nationwide is on their side, not yours”. The big Property and Casualty Insurance companies work on behalf of their shareholders and we work on your behalf.

Call 888 550-HAIL (4245) today and we will be happy the help you start your claims process.

Should I call my insurance company before I call a roofing company?

Usually not. In many cases an insurance company will consider it a claim against your policy even if you don’t get a penny. Every time they go out, they count it as a claim. In most cases it is wise to have us take a look at your roof or other storm damage to your home first. We can make sure the roof has storm damage and is eligible for a claim before you call your insurance company. If there is storm damage, we will meet with your insurance adjuster once an appointment is set and make sure the specifications of your claim are correct. We Represent our customers by providing proof of all Storm damage to the adjuster then providing satellite measurements and accurate regional pricing to maximize your insurance claim payout and minimize or wipeout your out of pocket expense completely. Insurance Claim Assistance by Insurance Restoration Specialists -Room 2 Roof

The way a hail damage claim is filed can very often effect the way it is settled. Please call Room 2 Roof before you call your insurance company and we will make sure you get started right.

Can I get the depreciation back?

In most cases, yes. Usually, residential policy claims have depreciation which is initially withheld. Unfortunately, many homeowners never have recoverable depreciation explained to them and as a result, they will commonly miss out of thousands of dollars of their hail or wind storm damage claim. After the work is completed, we will help you work with your insurance company. We will provide them with all the necessary paperwork which will usually allow you to get ALL of the depreciation refunded!

There are many small details and variables which apply to each specific claim. Call 888 550-HAIL today and we’ll make sure you understand your individual claim fully before you call your insurance company.

What if Room 2 Roof’s quote is higher than the insurance company estimate?

While this rarely happens, if it does, we guarantee to install your roof per the insurance company specifications and pricing. In many cases, not only do we install your new roof for the insurance company price, but we are able to give you an upgrade for free!

Please call us today and see what we can do for you.

Are impact resistant shingles good to use when I replace the roof?

Yes. While no product is “hail proof”, impact resistant shingles will make it through many minor or moderate hail storms undamaged. This eliminates a claim from your record and means that you won’t have to pay a deductible. Also, many insurance companies give significant discounts on your annual premium if you have impact resistant shingles. These discounts can range as high as 30% off your total premium for 10 years! In many cases, we are able to cover part or all of an upgrade to these shingles at no charge to our customers.

How and When to File a Storm Damage Insurance Claim

STEP 1: Contact a Professional Roofing Contractor with Storm Restoration expertise

When you choose Room 2 Roof you are choosing one of America’s Top professional roofing contractors who specializes in Storm Damage Restoration claims. We will examine, analyze and document all damages to your property and provide you with a written Damage report. After the inspection, we will determine whether it is advisable to make a claim, at that point you can decide if you would like Room 2 Roof Restoration to represent you thru the claims process. Free Insurance Claim Assistance by Real Insurance Restoration professionals.

STEP 2: Making a Storm Damage Insurance Claim

Contact your insurance company through their claims department, your Room 2 Roof representative can assist you with this if you are not sure what to say or who to call. Inform them that your property has sustained damage and give them the type of damage (hail, wind, etc.) and the DATE OF LOSS. At this time, let them know that a professional roofing contractor has examined the property and who that contractor is. Your insurance company will give you a claim number at this time, write this number down and provide it to your Room 2 Roof representative for reference and future insurance claim assistance.

STEP 3: Insurance Adjuster Meeting

An insurance adjuster will contact you within 48 to 72 hours of making a claim to schedule an appointment at your property. Inform them that your Room 2 Roof representative will meet them and that you would like them to be present for the inspection on your behalf. When you select Room 2 Roof we will discuss the damages and scope of work with the insurance adjuster. This includes all measurements, pricing and any code upgrade requirements necessary to bring your property back to it’s original condition or better before the storm.

STEP 4: Insurance Claim Summary

Your insurance company will send you a “scope of loss” summary containing the list of damages recorded, repairs being covered and the payments associated. Along with the summary will be your first installment called ACV (actual cash value payment). It is important to review this with your Room 2 Roof representative to ensure that it’s complete and accurate for damage coverages and Real, True and Accurate professional contractor regional prices are paid to you. At this time, you will determine repairs to be made and products to be installed with you Room 2 Roof rep by completing a Room 2 Roof Material Order in which you will get to hand pick the products we use on your home .

STEP 5: The Roofing & Storm Restoration Repair Process

When you choose Room 2 Roof as your roofing and storm restoration contractor we will set a date to install your new roof that is flexible for you and your family. Most Roof installs with us are a 1 DAY PROCESS, its that simple. After the install our Roof Inspector will come out to make sure your roof is completed and to answer any additional questions you may have regarding the installation or claim process.

STEP 6: Certificate of Completion

Once your repairs have been completed by us we will send a final invoice and certificate of completion along with any supplements to the insurance company. This will release any remaining funds being withheld. This is called recoverable depreciation. In some cases an additional check called a” Supplement” will be released if the initial Insurance claim amount wasn’t paid correctly and the Insurance company’s pricing was inaccurate (too low) for Real True and Accurate professional contractor regional rates.

STEP 7: Final Payment And Warranties

Upon receipt of final installment, Room 2 Roof will provide you with warranty information for products from the manufacturers we’ve installed (for certain products this will come in the mail directly from the manufacturer). A Room 2 Roof lifetime workmanship warranty will also be issued which covers our labor for the lifetime of your roof. Our Insurance Claim Assistance program is simple and effective. We look forward to serving you in your time of need.